This information is for anyone thinking about how they will pay for their social care now and in the future and is relevant to people paying for their own care and for those who are eligible for support from Devon social care services.
We recommend that you get independent financial advice and information on the best ways for you to pay for your care. There are many different charities and organisations offering free and fee-based financial advice.
Money Saving Expert has useful advice on what a financial adviser is, whether you need to use one, what questions you should ask and how much it may cost.
General financial advice
Unbiased is a website which allows you to search for regulated independent financial advisers, mortgage brokers, solicitors or accountants in your area. There is also information on savings, investments, insurance and property.
You can also search for local independent financial advisers, mortgage brokers, solicitors or accountants on Vouchedfor which contains profiles of professionals and verified reviews of their services.
Age UK has detailed information on paying for care at home and information on paying for residential or nursing care. You can also ask for printed copies of this information from your local Age UK centre.
Specialist social care financial advice
SOLLA – the Society of Later Life Advisers – helps older people to get good quality financial advice from trusted financial advisers. A later life adviser can offer specialist advice around paying for care and understanding the options available to you.
Help with money matters
The Money Advice Service is an independent service, providing advice on paying for care, benefits, budgeting and managing money including managing debt.
Money Saving Expert has lots of information about ways to be more frugal including best deals on insurance, household bills, bank accounts and savings.
StepChange can help you with managing your money and dealing with debt. You can talk to an advisor on the phone or get personal help online.
Check that you are receiving everything you are entitled to.
Citizens Advice has detailed national information on all available welfare benefits. Find your local Citizens Advice office or phone the Devon Adviceline on 03444 111 444 for general advice about benefits and help with filling out forms. Visit www.cabdevon.org.uk.
If you are over 65 years old you can use the guides and factsheets from Independent Age.
StepChange is a charity which offers free support and advice. Their benefits checker can help you find out what benefits you may be entitled to.
Council tax and housing benefits
Housing benefit and Council Tax benefit schemes are run by district councils.